Post Scripts

Posted by Tina

Republican in the House continue to work to get things done so that the American people can get back to work and stop worrying about their healthcare! Their latest effort is the unveiling of an alternative healthcare plan, the highlights of which are given in a statement released by Senators Richard Burr, R-North Carolina, Tom Coburn, M.D., R-Oklahoma, and Orrin Hatch, R-Utah. The plan includes provisions for preexisting conditions, “continuous coverage” consumer protection, choice of policy provisions, healthcare savings tools, tax credit incentives, reforms to medicaid giving more flexibility to governors and healthcare providers and many other changes to improve the old system. The changes reflect the conservative view that power in the hands of individuals will make healthcare more accessible, more responsive to individual needs, and less costly:

Our proposal starts with a very different set of assumptions from those who designed ObamaCare. We believe Washington, D.C. should actually reform – not try to manage – the private health insurance market.

We trust the choices of individual patients and consumers, not paternalistic bureaucrats.

We encourage consumer engagement not by mandating individuals buy costly coverage, but by giving Americans purchasing power and allowing them to choose a plan of their choice that works for them.

The biggest problem with Obamacare is that it does not work for too many people; instead of solving problems that affect everyone it awards some Americans and punishes others. This is no way to run healthcare or America!

I know, the Democrats will tell us that Obamacare is the law of the land…that we already reformed healthcare, that it was passed by both houses of Congress, that it was upheld by the Supreme Court but…clearly, Obamacare is not working. In fact it has made a big mess of things. More people are without insurance than before the bill was passed and many Americans face much higher premiums, deductibles and co-pays for polices that don’t serve their needs. Doctors and hospitals have either been shoved out or are opting out. People find they need to hire an expensive lawyer or consultant just to know how to comply with the law…even then, there is no assurance the advice will be sound since the President keeps changing the law on the fly.

Today Michelle Obama is seeking $10.00 donations to protect Obamacare in a fundraising email:

Friend — Earlier this month, because of what you did, it became illegal for insurance companies to discriminate against the up to 129 million Americans living with pre-existing conditions. Young Americans are able to stay on their parents’ health care plans as they get on their feet, and we can now know that our insurance companies won’t put lifetime caps on our coverage.

You should be so proud of that. That happened because you organized, you talked to your friends and neighbors, and you chipped in what you could, when you could, to elect Barack and a Congress who supported his agenda.

Today, I’m asking you to do it again.

So before Barack gives his State of the Union address tomorrow, chip in $10 or more and help protect Obamacare…

Help…we need cash? I guess she means to protect Obamcare from the onslaught of dissaproval that most Americans now have for Obamacare and the fact that even a few Democrats are advising the president to cooperate with Republicans. One of them, Doug Schoen who was a Bill Clinton advisor has said:

Most of all, President Obama needs to work on his healthcare bill — the implementation of it, the fixes that it already needs and those that it will continue to need as time goes on. He can’t just continue to double down on his flagging policy.

Obama needs to be prepared to make necessary changes and even delay the law if necessary, especially given the latest disaster in Oregon with 40 percent increased emergency room visits for Medicaid subscribers since the implementation of the Affordable Care Act. This is precisely what policymakers were hoping to avoid by giving people health insurance.

Young people still aren’t signing up. And we aren’t sure that web information is properly encrypted or being sent to insurance companies. What’s more, we still don’t know what policies insurance companies will offer.

The bottom line is that we need Democrats to be open to making changes and fixes. And Republicans need to offer clear alternatives like tort reform, interstate purchasing, and coverage of pre-existing condition in their proposals. The crusade to defund Obamacare has no place in the conversation in 2014. The law is here to stay. Now it’s up to our legislators to make it work.

One Problem Dougie…the Reid Obama dictator pact will not take your advice, will not budge on their law, and has no interest in working with elected Republicans. I think you know that too because you fell back on the liberal line, “The law is here to stay.” (Ever heard of the prohibition law?)

With all due respect, it isn’t “here to stay” if the American people decide they do not want it!

Republicans in the House and Senate (As well as a few Democrats in both Houses?) are prepared to tackle the problems that Americans faced before the Democrats deceitfully passed Obamacare to fix them. My guess is that there are more than a few Democrats that would secretly love to get this monstrosity off the books…better if its done before November.

The GOP alternative plan will work to deliver better healthcare and insurance choices to all Americans. The GOP plan would help ease tensions about the economy and jobs as millions of business people are relieved of the uncertainty, anxiety, and taxes that Obamacare has imposed.

The GOP offers a new choice to weary Americans who’ve grown tired and dissatisfied with Obamacare…all that is required is the will of the people to make it a reality. Let the GOP know you agree with their alternative reforms…NOW by clicking on the state and then the representative you wish to contact. Make Democrats aware of your preference for the GOP plan here.

Income inequality is worse under Obama

The president is getting dangerously close to leaving a legacy of soaring corporate profits and slumping wages. Read the whole story on MSM Money – it’s very enlightening, well, not for conservatives…we knew this a long time ago, but Obama supporters are about to get a real education! lol

Click here to read the story.

by Jack Lee

There is absolutely no doubt in the minds of many voters that Roy Obama is a radical muslim and because he is, he is also a failed Kenyan politician.

The people of Kenya didn’t want any part of this trouble-maker and they gave him the boot. Barack Obama’s older brother Abongo “Roy” Obama is a Luo activist and a militant Muslim who argues that the black man must “liberate himself from the poisoning influences of European culture.”

Despite his political affiliations and anti-white bigotry, Barack Obama welcomed his militant Muslim brother to the White House after his inauguration.

The parental guidance that shaped Roy’s radical belief’s no doubt played a strong role in shaping Barack’s or so it would seem from the book he wrote. Did you know this when you voted for him and would it have made any difference? Probably not (sigh) and unfortunately we’ve got 1016 days to endure before he’s gone.

Posted by Tina

Bob, of course, hopes to move on as the facts get in the way of the accepted reality fabricated by he and his peers in the main stream press. Those of us who are used to being shoved in the closet, told to shut up, and labeled as racists can’t help but celebrate when one of our own has the audacity to present the facts and refuse to be intimidated. Ted Cruz is just that kind of guy. Bob Schieffer of CBS News as Cruz about the government shutdown:

You became a celebrity when you led the drive to shut down the government over Obamacare. But afterwards, your fellow Republicans said you’d led them over a cliff. Can you conceive of any situation in which you would do that again, try to shut down the government in exchange or in demand for some action by the president?

SEN. TED CRUZ: Well, Bob, with all due respect, I don’t agree with the premise of your question. Throughout the government shutdown, I opposed a government shutdown. I said we shouldn’t shut down the government. I think it was a mistake that President Obama and the Democrats shut the government down this fall.

The reason they did so is that President Obama dug in and said he wouldn’t compromise and he wouldn’t negotiate. In fact, I went to one of the most surreal meetings I’ve ever been at, where President Obama invited all the senate Republicans to go up to the White House. He sat us in a room. This is in the middle of the shutdown.

And he said, “I invited you here to tell you I will not negotiate. I will not compromise on anything.” That’s why we had a shutdown. That was a mistake.

And that’s the truth. The President, Reid, Pelosi and other radicals in leadership positions are not in Washington to serve the American people, they are there to serve ideology. They are determined to implement their socialist agenda no matter the cost to the American people. These radicals are liars. Too many in the media aid them in their lies and deceptions.

Round two of debt ceiling negotiation is just around the corner as the federal government admits it will run out of money by February fifteenth. Democrats are certain to put Republicans in the ongoing no win position as their own my way or the highway stance signals their infatuation with dictatorship. And the press is likely to help them milk the situation for all its worth.

Don’t be fooled. This bunch is all in on their radical plans to fundamentally transform America into a third world socialists’ Dream…like Venezuaela for instance.

Think it can’t happen? Some say it already has. America now has half the unemployed in the free world. Bet you never imagined that could happen. Our debt has risen 70% since Obama took office. Remember when he said high debt was irresponsible and unpatriotic? Little did we know that was a battle cry for his own agenda! Obama’s economic policy has also invited inflation which has already begun to rear its ugly head. The president shows no signs that he intends to reconsider or compromise on his agenda. In fact he has vowed to act without Congressional participation, agreement, or approval. Anyone who crosses him will be demonized as a racist or audited and harassed by the IRS. Welcome to the new America.

It’s all in our hands people. Election is in November. Did you hear the news? More Americans say they are now willing to toss their own legislators out! Its a good sign that at least people are waking to the fact that this, whatever this is, just isn’t working.

Thank God for men like Ted Cruz; America needs more like him.

by Jack Lee

My folks were as poor as they come when they first married, but they passed away well-to-do, having lived a full and secure life where money was never an issue. Now anyone can rise to their level of financial success, if they know the secret and they have the mental discipline to follow through. Learning how to get rich is as much “art” as it is “science” – but both are learnable.

THE PLAN: You must have a long range plan or goal. Where do you want to be in a year, 5 years, 10 years, 20 years? You need a plan and you need to meet your short term goals in order to meet those long term goals. This is management by objectives and it’s how the winners do it. Financial planners can be a big help, but only if they don’t have a conflict of interest in the sort of investments you make.

SAVING MONEY: You pay your bills and what’s left goes to things you need and a little fun money. Anything else can go to savings, right? WRONG!!! That’s not the way you save – the way you save is to pay yourself [first] and that money goes right into a savings account. You want to make that money as difficult to reach as possible.

As a rule most of us can afford to pay ourselves a minimum of 10% of our net income each pay day. If you can afford more, then by all means pay more, but be realistic. By paying yourself first you make your expenses fit what’s left. As this pay me first concept becomes a habit, pretty soon you won’t miss the money. It’s amazing how people can acclimate to reduced income if they are forced into it. If you try to save at the tail end of paying expenses somehow you wind up with too much month left at the end of the money. So always pay yourself first.
My father often said, “It’s not how much you make, it’s how much you can save that matters.”

SHOP SMART: Using grocery coupons and buying on sale items can greatly reduce that monthly grocery bill. Even a modest effort can save you 20% or more. I know one family that cut their grocery bill by 60% because they made an all out effort to use to use coupons and do price comparison shopping. Often times this price comparison led to buying generic brands, but that’s okay. Too often we consumers fail to realize how much we’re paying for a brand or that generic brands often contain the exact same ingredients as brand names, sometimes they come from the same assembly line, only the package is different. We recently did a side by side comparison of several brand name products verses generic and nobody could tell the difference, but your pocket book will!

BIG PURCHASES – Homes: Buying a home is without a doubt a great way to buy comfort and have a good investment at the same time. How to buy smart is a book unto itself, because there are so many ways to save when buying and so many ways you can be taken too! This area requires a great deal of study. However, for our purposes now, let me toss out just a few idea, and keep in mind this is coming from a former real estate agent and owner of over 40 properties.

Shop around for a lender, because lending fees and loan rates vary greatly. Get prequalified by the lender so you know your price range and when you find a good deal you can move on it quickly! Affordability – as a rule of thumb you divide your gross monthly income by 3, this becomes the maximum you want to consider as a house payment (lenders look at it like that too). Of course the larger the income the more this can be altered. Always pick fixed rates over adjustable unless you plan on moving within the next 3-4 years. Try to make your loan assumable by the next buyer because this helps you sell. Be prepared to put 20% down – this avoid extra costs of insuring your loan against default and have at least 3 months of payments in reserve in case of a cash flow interruption. Amortize at 30 years, but try and pay it off in 20 years. The savings will be enormous!

CARS: Buying a new car is generally a bad idea. It’s almost always better to buy a car two to three years old. The big hits on depreciation done and yet it’s still new enough to make a reliable vehicle. If you have a solid mechanical background or you have access to a good mechanic for advice, buying a car with a reconstructed title can save you thousands, but this only works if the car is sound. Keep in mind when you go to sell it you’re not going to get top dollar, but if you just want to run the wheels off it and dump it – who cares. What you have saved will more than make up for any discounted resale price.

CREDIT: Carrying a lot of credit cards is a real bad idea. Use one or two cards and establish a good history. Having extra cards and never using them can work against your credit score. Lender look at how many credit cards you are carrying and estimates their potential credit liability (card limits), your actual balance means nothing compared to potential liability. Make you debit card your most used credit card. Too often people get hooked into using a credit card that comes with a low teaser rate and then it rolls out to 18% or more in 6 months and you suddenly figure out you have a lot of liability! Debit cards are the way too go.

WORKING CAPITAL: This is your savings or investment money. And you NEVER, NEVER spend working capital on anything except business investments. Working capital is designed to boost your salary and in theory it works for you 24/7. This is money you CAN’T spend on bills on for fun things! It’s money you invest to make money and eventually if you do it right it could well pay you more than your regular job does!

Everyone has different areas of investment expertise (there’s so many ways to make money out here) and some are better at this than others. So, I’m not going to get into how you actually use your working capital, only that you must recognize what it’s for and heed this warning – never, ever spend your working capital outside investments. Average working capital investments should yield about 8-10% growth per year over a 5 year period. A little more can be achieved, but then the risks climb too and sometimes those risks are unacceptably high.

If you are looking at 50% or more return on investment, then you better look darn hard at what you are doing! This implies great risk – this is a red flag and the odds do not favor you. Keep in mind, more millionaires are made at 10% compounded per anum than any other way. Nuff said?

STOCKS: Novice investors should be in a mutual fund (to marginalize the risk) and follow it’s results on a quarterly basis. The younger you are the more risk you can take, so invest accordingly. Watching a stock or mutual fund on daily basis leads to emotional decisions and loss. This is why the pro’s say, do your homework on a stock or fund, then put your money in and let it ride for a year or more without paying much attention to the normal ups and downs, otherwise you will be tempted to act emotionally.

Dollar cost averaging is a reasonable way to invest in the market, but pick carefully base on your risk factors. Spread your investment money over at least 5-8 stocks and 2 or 3 sectors in order to minimize risk.

Generally, lower risk stocks are found on the NYSE, higher risk are on NASDAQ or on lesser exchanges down to the pink sheets. If it’s (stock) under $5 a share this could be a red flag, $5 bucks is my litmus test, beyond than they are called penny stocks and that means really high risk.

Try to pick stocks that are in trend, have a good equity and that still have a modest P/E ratio. RSI or volatility should be likewise modest. The P/S index can help you identify future earnings. Volume helps determine interest and liquidity. If you don’t know what these things mean – you should – find out before you spend one dime in the market!

EDUCATION: It doesn’t matter if this in your chosen career or in your investments, the more you know the more successful you are likely to be…period. Learning is a lifelong endeavor too. I can’t stress this part enough, when it comes to investments

knowledge is king

. The more you know – the better your results.

For more information click here. and Forbes Tips.

Posted by Tina

The unimaginative, controlling, destructive, and wasteful approach this nation has taken to “affordable healthcare for all” has now become a sorry joke that will only become more destructive as it is unfolds. There is a better way that involves less government involvement, more competition in the private sector, and the marvel of innovation. Israel has introduced new technology that will drastically improve the way we treat patients…follow the link for video.

Side note: Do watch the ad that appears before the video…it’s hilarious…and its a real product!

The groundwork that paved the way for this amazing innovation was Israels defense technology.

The American people will benefit greatly from this amazing technology. The free countries of the world have made possible many such breakthroughs which have served to uplift the health and prosperity of people all around the globe. The best contribution our government can make is to enact policies that support private innovation and strong defense of our nation and of freedom in the world. Prosperity follows when nations are freed of dictatorial government and with prosperity comes good jobs.

We now have a group of leaders in Washington with a very different vision. They believe that government should manage and control the private sector and that private sector dollars are best utilized when funneled through the federal government. This model calls for huge bureaucratic expense and high taxation. As we have seen with the Affordable Care Act (Is that a misnomer or what!), government’s ability to deliver an affordable product misses the mark and is extremely costly and wasteful. I believe one of the reasons is that the available funding is made possible through a never ending funnel of tax dollars and borrowing with no need to be accountable or responsible and because the temptation to award cash to friends and supporters outweigh the priorities that work.

Israel’s amazing new breakthrough technology will make it possible to treat major health problems without the expense of long procedures, invasive surgery, or expensive chemical treatments that can do great harm.

by Jack Lee

The microstamping of the firing pin on handguns sold in California will not reduce crime, but it sure will reduce gun sales and that’s the real agenda. Microstamping of firing pins is not a new idea and if law enforcement thought it was that helpful you would have a many States with a microstamping law on the books. So far the only State to pass this legislation is California and California also happens to have the most radical liberal democrats in charge of State government. You don’t need a microstamp to make that connection!

The prudent thing to do with any law based strictly on theory would be to place a sunset clause on it, then put it up for renewal ONLY if there is demonstrable results that proves it was worthwhile. Not in California…that simple logic is rarely applied here. And it’s virtually never applied when it comes to gun legislation.

The silly gun-grabbers in Sacramento are determined group of emotional fools that are determined to ratchet-up gun laws that will remove weapons from private ownership. They have very little interest matching cost verses the public good or the public good verses erosion of a civil liberty to determine the value of a gun law.

Time and the plethora of extremist laws has revealed their real hidden agenda and it’s quite obvious. Whatever the anti-gun lobby can do to make your gun ownership more expensive and more difficult without respect to the good it may do is fair game.

If you really need a better explanation of microstamping to be persuaded, let’s take a look:

1. The Democrat proponents say microstamping will positively match the firearm to the registered owner and this will help solve homicides and save lives.

The above statement is mostly false. If the killer was using his own registered firearm it might help. But, first the shell casings must be left at the scene for the police to find. However, the majority of handguns are revolvers and they don’t eject casing, so there’s nothing left behind to find.

Next, the overwhelming number of homicides by handguns are committed with a stolen or unregistered weapons.

Generally speaking homicide is a crime of passion and the shooter tends to be known to the victim. Improved gun ownership detection methods has a very limited application in most of these cases.

In the majority of cases where a gun-owner used his own firearm in a shooting police have several other easier and more direct methods to connect the gun to the shooter. Furthermore, firing pins are like fingerprints and they always have been. They have unique manufacturing marks on them and this can link a fired cartridge to a particular weapon. This has existed since there were firing pins and microscopes capable of making the comparison.

The technology of microstamping has not even been perfected, it’s still in the experimental phase. Currently there are no studies to indicate it is worth the cost v benefit, even if it were perfected, but there are studies that prove it has a very limit application. When California passed the requirement for microstamping the firing pin it had the effect of passing a restrictive gun law without actually calling it that. The only reason that holds up is the Democrats did it to make handguns obsolete in California and pave the way to make them obsolete in the other states too.

If the truth were known who poses the greatest risk to our freedom and security, random killers using a handgun or Democrats in the State Legislature, I would have to say it’s not even close… we have far more to fear from Democrats than murderers.

Smith & Wesson announced it will stop selling its handguns in California rather than manufacture them to comply with the new microstamping law. The other publicly traded firearms manufacturer in the U.S., Sturm, Ruger, also said this month that it will stop new sales to California.

The announcement late Wednesday came a week after the National Shooting Sports Foundation (NSSF), the trade association for firearms manufacturers, filed suit against California for requiring that all new semi-automatic pistols that are not already on the state’s approved gun roster have the microstamping technology.

Microstamping is a patented process that, in theory, would have a unique code on the tip of a gun’s firing pin that would engrave that information on the casing when fired.

Smith & Wesson President and CEO James Debney said, “As our products fall off the roster due to California’s interpretation of the Unsafe Handgun Act, we will continue to work with the NRA and the NSSF to oppose this poorly conceived law which mandates the unproven and unreliable concept of microstamping and makes it impossible for Californians to have access to the best products with the latest innovations.”

Mr. Debney added that he encourages the public to “support the NSSF’s lawsuit and other efforts to stop microstamping, before it impacts your constitutional rights.” The law was passed in 2007 but did not go into effect until May 2013.

The company reported that all M&P pistols (other than the M&P Shield) will fall off the roster by August because of performance enhancements, which will make them subject to the microstamping regulation. The M&P9c has already been taken off the list, and several more M&P models will be unavailable for Californians to purchase by the end of January.

Smith & Wesson will continue to sell revolvers, bolt action rifles and its newly-launched Shield and SDVE pistols in California.

The District of Columbia is the only other place in the country that has mandated microstamping. It was supposed to go into effect on Jan. 1, but the city council passed an emergency measure in December to postpone it until 2016.

A spokesman for Phil Mendelson, the city council chairman who wrote the D.C. law, told me that, “The decision to delay was made recently in order to piggyback on the California program and create more of a market for gun manufacturers.”

In other words, there were no manufacturers willing to stick this unproven contraption on their firearms, which meant no new ones could be sold in the city.

While that would fit with the District’s anti-gun agenda, the politicians are clever enough to know that banning all new guns would just help the plaintiffs in the Heller II case that is challenging all the registrations laws written in 2009.

Microstamping is simply a ban on guns. California and D.C. will have a short period to enjoy their gun grab until the courts rule that this dictate violates the Second Amendment.

Emily Miller is senior editor of opinion for The Washington Times and author of “Emily Gets Her Gun” (Regnery, 2013).

Read more: http://www.washingtontimes.com/news/2014/jan/22/smith-wesson-stop-selling-guns-california-due-micr/#ixzz2pG7JohUP

I will be temporarily down for routine maintenance. (Chronic back/neck problems – makes it difficult to type) Hopefully will be back within 2 days. -Jack